Privacy Policy for SIP & EMI Planner

Last Updated: March 21, 2026

1. Introduction

SIP & EMI Planner ("App", "we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

2. Information We Collect

Information You Provide Directly

• Calculation Data: When you use our calculators (SIP, EMI, Lumpsum), we process your input data locally on your device only
• We do NOT store personal information on our servers
• We do NOT require user registration or login
• We do NOT collect your name, email, phone number, or other personal identifiers

Automatically Collected Information

• Device Information: Basic device model and operating system version for app functionality
• Usage Analytics: We may collect anonymous, non-identifiable usage patterns to improve the app

3. How We Use Your Information

We use collected information to:

• Provide calculator functionality
• Perform calculations based on your inputs
• Improve app performance and user experience
• Fix bugs and technical issues
• Comply with legal obligations

4. Data Storage and Security

• Local Processing: All calculation data is processed locally on your device
• No Cloud Storage: We do NOT upload or store your financial information on external servers
• No Third-Party Sharing: We do NOT sell, trade, or share your personal information with third parties
• Data Security: We implement reasonable security measures to protect your device data

5. Permissions

Our app requests only the INTERNET permission for:

• Checking for app updates
• Displaying in-app advertisements (if applicable)

We do NOT request or use:

• Camera or photo library access
• Contacts or call log access
• Location services
• Calendar or SMS access

6. Third-Party Services

Our app may integrate with:

• Google Mobile Ads: For displaying advertisements (if enabled)
• Firebase Analytics: For anonymous usage analytics

These services have their own privacy policies. We recommend reviewing them.

7. Children's Privacy

Our App does not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information and terminate the child's account.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify users of any significant changes by updating the "Last Updated" date above.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at:

• Email: support@sipemiplanner.app
• Website: www.sipemiplanner.app

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Version: 1.0
App Name: SIP & EMI Planner
Package: com.sipemiplanner.app